Gilan Posted November 27, 2017 Share Posted November 27, 2017 The main issue with this is that if you (the OP) just up and decide to leave the game one day, everyones yen will disappear. Link to comment
jiffilstainty Posted November 27, 2017 Author Share Posted November 27, 2017 2 minutes ago, Eggplant said: I think Fred might be right. It'd make more sense for a bank to be 'for profit'--at which you'd be able to borrow money, and return it later (with interest). With this profit, it would be possible for the bank to pay interest to its 'investors' who deposit money and leave it in there for a long time. (ie when someone deposits money, you can use it to lend to others--and if they need it back, you give them someone else's.) I'd say your current idea is just limiting and not excessively useful yet. If i really need cash after it's been sitting in there for 3 weeks and you're not online for 12 hours, i'm pretty fucked. It's not more useful than sending cash i'm tryna save to my alt and let it sit there. That idea will be implemented in the future, when the bank has a large amount in which I can "lend money" to people with interests. And no ... I always connect. Link to comment
jiffilstainty Posted November 27, 2017 Author Share Posted November 27, 2017 (edited) 4 minutes ago, Gilan said: The main issue with this is that if you (the OP) just up and decide to leave the game one day, everyones yen will disappear. In that case, the money will be returned to its owners. Edited November 27, 2017 by jiffilstainty Link to comment
notmudkip0 Posted November 27, 2017 Share Posted November 27, 2017 2 minutes ago, jiffilstainty said: And no ... I always connect. It's not possible for you to always be there 24/7 to make withdraws. If you tried, you'd probably die and then everyone would get screwed out of their money. And I think if you can't offer interest or any other incentive, then there's no reason to give money to you. Plus there's the issue of placing any trust in you in the first place. Link to comment
Gilan Posted November 27, 2017 Share Posted November 27, 2017 3 minutes ago, jiffilstainty said: In that case, the money will be returned to its owners. With what guarantee? Your word? Furthermore, your plan to eventually do loans to make a profit is not feasible. In an MMO environment this system never works outside of tight knit groups. I’m sorry, but there is a large amount of risk associated with entrusting yen to you and I therefore highly suggest fellow players to avoid this. There’s a risk free alternative, store money in your own alt, and hey same thing! notmudkip0 1 Link to comment
jiffilstainty Posted November 27, 2017 Author Share Posted November 27, 2017 3 minutes ago, notmudkip0 said: It's not possible for you to always be there 24/7 to make withdraws. If you tried, you'd probably die and then everyone would get screwed out of their money. And I think if you can't offer interest or any other incentive, then there's no reason to give money to you. Plus there's the issue of placing any trust in you in the first place. A bank is always open? Is not it? Well, now you shut up and stop bothering me. I will not answer you again. ORBFLUX 1 Link to comment
jiffilstainty Posted November 27, 2017 Author Share Posted November 27, 2017 (edited) 3 minutes ago, Gilan said: With what guarantee? Your word? Furthermore, your plan to eventually do loans to make a profit is not feasible. In an MMO environment this system never works outside of tight knit groups. I’m sorry, but there is a large amount of risk associated with entrusting yen to you and I therefore highly suggest fellow players to avoid this. There’s a risk free alternative, store money in your own alt, and hey same thing! If you have already decided from the beginning, why do you keep talking? If the idea bothers you or you do not agree, leave the subject and that's it. I will not respond more to people who complain about the subject. Only those who have doubts. A greeting. Edited November 27, 2017 by jiffilstainty Link to comment
notmudkip0 Posted November 27, 2017 Share Posted November 27, 2017 1 minute ago, jiffilstainty said: A bank is always open? Is not it? Well, now you shut up and stop bothering me. I will not answer you again. But you're not a bank, you're one person, a human. You can't be on PokeMMO every moment, do you not understand this? Link to comment
Gilan Posted November 27, 2017 Share Posted November 27, 2017 1 minute ago, jiffilstainty said: If you have already decided from the beginning, why do you keep talking? If the idea bothers you or you do not agree, leave the subject and that's it. I will not respond more to people who complain about the subject. Only those who have doubts. A greeting. No I will not leave, I am a Community Manager who’s job is to look out for the well being of the community. I’ve seen this idea multiple times in the past across multiple MMO’s; it has never worked. razimove and SteveDerBaum 2 Link to comment
FunkPk Posted November 27, 2017 Share Posted November 27, 2017 1 minute ago, Gilan said: No I will not leave, I am a Community Manager who’s job is to look out for the well being of the community. I’ve seen this idea multiple times in the past across multiple MMO’s; it has never worked. How dare you do your job Suneet, Gilan and Flavawhat 3 Link to comment
jiffilstainty Posted November 27, 2017 Author Share Posted November 27, 2017 Whoever wants to deposit money, okay, the transfer will be made and all will be informed by private messages. Whoever does not want, well, do not do it and that's it. I will not comment anything else. Link to comment
razimove Posted November 27, 2017 Share Posted November 27, 2017 (edited) Ahh damn I didn't know you couldn't create an alt, and send your money to it so you keep it safe, and you prevent yourself from wasting it. This makes 0 sense, and has no real utility, what makes your account safer than mine? Gonna sound rude by saying this, but I think even Xatu would come out with better ideas. Edited November 27, 2017 by redspawn awkways and SteveDerBaum 2 Link to comment
Kizhaz Posted November 27, 2017 Share Posted November 27, 2017 I can appreciate the thought, but there are more cons than pros when it comes to this idea, I'm not going to stop you or anyone that wants to be ingolved with this, but just know it's an idea that would need a lot more thought behind it to be feasible Link to comment
raddevil Posted November 27, 2017 Share Posted November 27, 2017 Well that's actually a great idea, I don't think you need to do that all alone. Who's gonna keep UR money safe? Send it all to me and I'll have it on my excel :) Flavawhat 1 Link to comment
notmudkip0 Posted November 27, 2017 Share Posted November 27, 2017 11 minutes ago, redspawn said: Gonna sound rude by saying this, but I think even Xatu would come out with better ideas. That's a bit far Link to comment
RyukoNotsunaga Posted November 27, 2017 Share Posted November 27, 2017 To put it bluntly, I don't see this happening. In the first place, you wouldn't be available 24/7. Life will get in the way, making it impossible for all players to obtain their money whenever they need. Secondly, everybody would prefer to simply have their money securely on their own accounts, rather than risk transferring their money to a random user. If you simply left the game, and/or decided to try and scam them out of their money, the staff wouldn't have a reliable log of who traded you what, making it impossible for them to mediate on the matter. So the players would lose all of the money they deposited. Even if you kept a log in "Google Docs"/"Microsoft Excel," there's no way of knowing for sure if what was listed would be 100% accurate. Lastly, assuming you'd have a lot of people even considering to do this, it'd be difficult to keep track of hundreds to thousands of deposit and withdrawal transactions on a daily basis. That'd burn anyone out in an instant. To make it to where a bank would be useable in-game, it'd have to be done via an NPC. No other method would work. And even then, banks really wouldn't have a big use, since the majority of the players won't hit the money cap (If there even is one. Not sure, myself.) for "PokéMMO." Pretty much the only use a bank would have is a loan system with a cap that wouldn't affect the economy too much (Such as something like 100k - 250k.), with a percentage of the money being paid back into the loan every time you beat an NPC, get money from PayDay, sell something on the GTL, etc.. However, even that has its own issues. Biggest one being that (Setting the loan cap to the side for now.) someone could take out a loan to purchase something expensive from the GTL, only to transfer their purchase to an entirely separate character/account, bypassing the pay-back feature. So as you can see, even that can be easily abused to completely destroy the economy, making it a terrible idea to implement. So, in my personal opinion, the money system is fine how it is, with players managing their money on their own. I hope you find my response useful. :3. Link to comment
Spaintakula Posted November 27, 2017 Share Posted November 27, 2017 6 hours ago, Cressman said: What do you mean by a player? An NPC? A player based bank would be a foolish system. The only system like this that is smart is a system like Runescape where an NPC collects and stores your money and it is guarded with a PIN. Yeah but pins are so hard to forget man, they're 4 numbers. Thats a lot. Why go through trouble with pins when you can trust this clearly non-scamming young man? Link to comment
Tranzmaster Posted November 27, 2017 Share Posted November 27, 2017 I'll be the bank you can send all the money to me. IGN: ThinkNice Mike, razimove, YettoDie and 7 others 10 Link to comment
Tyrone Posted November 27, 2017 Share Posted November 27, 2017 (edited) @jiffilstainty Since you're a bank, I'd like to request a small loan of 10 Million Yen to begin building my Tyrone imperium. Edited November 27, 2017 by Tyrone CleytonVale, gbwead, YettoDie and 2 others 5 Link to comment
n0vylif3 Posted November 27, 2017 Share Posted November 27, 2017 Talking about bad ideas Link to comment
GodofKawaii Posted November 27, 2017 Share Posted November 27, 2017 since this is a bank, i would like to open up a savings account and deposit 10k. how much will i gain after 1 year with just that 10k saved? Link to comment
Flavawhat Posted November 27, 2017 Share Posted November 27, 2017 i sent you all my money Link to comment
jiffilstainty Posted November 27, 2017 Author Share Posted November 27, 2017 The idea is canceled due to lack of initiation by the people. If any staff is reading this, you can close the post. Thank you. Link to comment
TheBlueExorcist Posted November 27, 2017 Share Posted November 27, 2017 (edited) Bro, I think is better make a special NPC to save your money, for example in a specific town will stay the NPC and if you talk with he/she he can save your money and return your money to your taste. In the differents regions: 1 in Kanto, 1 in Hoenn, 1 in Unova. What do you think about this @Kyu? Edited November 27, 2017 by TheBlueExorcist Link to comment
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